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How it works

From intention to habit in four steps.

Set money aside, choose how long to hold it, and let TimeVault keep it out of reach until your goal is due.

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The four steps

  1. Step 1

    Create Your Account

    Download TimeVault from the App Store or Google Play and set up your TimeVault profile. You’ll need to be at least 18 (or the legal age in your jurisdiction) and provide accurate information.

    • iOS & Android
    • 5 languages
    • Biometric sign-in
  2. Step 2

    Add Funds

    Connect an eligible payment method and deposit funds, subject to supported availability. Card payments are processed through Stripe, and your full card details are never stored on our servers.

    • Processed by Stripe
    • Add more over time
  3. Step 3

    Choose Your Lock Duration

    Select how much to lock and how long you want to commit to saving. Once your Lock starts, the timer can’t be changed or cancelled, and it keeps running even when the app is closed or your phone is off.

    • Separate Locks per goal
    • Time-zone aware
  4. Step 4

    Access Your Funds

    When your timer reaches its end time, your Lock is complete and your money becomes available according to the app’s terms. If notifications are on, TimeVault lets you know — then you can withdraw to your linked bank account.

    • End-of-hold reminders
    • Bank payouts

Walkthrough

Your financial reset starts now.

Watch TimeVault in action — from adding funds to the moment a Lock completes.

Good to know

The rules that make a Lock work.

Locks can’t be changed or cancelled

Your timer can’t be edited once a Lock is created, and a started Lock can’t be canceled.

Timers keep running

Closing the app or turning off your phone doesn’t pause a Lock — it runs to its scheduled end time.

One Lock per goal

Use separate Locks for rent, a vacation, textbooks or a night out — each with its own timeline.

Early unlock (where available)

Early unlock may be offered under specific in-app conditions and isn’t available in all regions. Read Terms §5.

More questions? Read the full FAQ

Get started

Make saving a habit. Let time do the rest.

Download TimeVault, or join the waitlist for launch and product updates.