Invest in the Future of Smart Saving
TimeVault is transforming personal finance through behavior-driven saving. Our platform empowers users to save consistently — and opens a high-growth opportunity for forward-thinking investors.
The Problem: Overspending Is a Global Epidemic
Impulse spending has become one of the biggest financial challenges of our generation.
Research shows:
- 70% of Gen Z and Millennials overspend every month
- Over 64% live paycheck-to-paycheck despite rising income levels
- Impulse buying accounts for $600+ billion globally every year
- 40% say they “want to save but lack discipline”
- Traditional budgeting apps fail because they rely on self-control not behavior change
Overspending is not a money problem.
It’s a behavior problem.
Growing global fintech space
$
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Billion+
Surging demand for saving apps
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%Annual Growth
Adopting digital money tools
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M Users
Need better saving discipline
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% Consumers
- MONETIZATION
A Scalable Fintech Solution
Our Solution: Time-Locked Savings
- TimeVault is a behavioral finance app designed to help users build financial discipline.
- Users can lock their money for a specific period they choose.
- Funds remain inaccessible until the timer ends no withdrawals during the lock period.
- This eliminates temptation, impulse spending, and emotional purchases.
- Creates a simple, effective system of time-bound financial commitment.
- Unlike typical budgeting apps filled with charts, graphs, and complex feature.
Market Size & Growth Potential
- Global Personal Finance App Market: $1.2B and growing
- Expected CAGR: 25%+
- Gen Z & Millennials (our core demographic): 2.6 billion users worldwide
- Over 50% actively seek tools to help with better money habits
TimeVault is positioned at the intersection of:
- Fintech
- Behavioral psychology
- Micro-savings
- Financial wellness
- PRODUCT ROADMAP
Roadmap to Scalable Growth
01
Product Foundation
Core features and compliance setup ready the app for early access.
02
Launch & User Growth
Public launch with social campaigns and referral-driven adoption.
03
Monetization Scale-Up
Ad revenue expands and premium subscriptions begin.
04
Expansion
AI features roll out as the product enters new markets.
Join the Waitlist
Be the first to experience a smarter way to save — join the waitlist today.
